Level 1 – Entry Level Exam

Attention exam takers, we are making changes to the exam. Learn about the upcoming changes to the exam, including additional questions, in our bulletin

3 Hours 90 Multiple Choice QuestionsGeneral (47 questions)Habitational (18 Questions)Travel Health (5 Questions)*

Automobile (20 Questions)

Beginning in
January 2024 the exam will consist of 100 multiple choice graded questions.

See RIBO’s exam standards and Level 1 exam blueprint for more information 

Eligibility to write the exam: 

Individuals wishing to write the RIBO exam to obtain licensing should review RIBO licensing qualification criteria


75% (68 out of 90)60% in the Travel Health Section 18+ Years OldValid Criminal Record HistorySatisfy the Only Business or Employment rule 

Writing the entry level exam is the first step in becoming a licensed insurance broker in Ontario. The exam will test a range of subjects, including but not limited to, legislation such as the RIB Act, Regulations, RIBO Bylaws, as well as, insurance product knowledge include automobile, habitational, travel health, and general policies.

Candidates who pass the current Entry level examination with a minimum of 60% in the Travel Health* section of the examination may sell Travel Health Insurance. Individuals who are not successful may write a separate Travel Health examination. Additionally, Accident & Sickness insurance is most commonly included as part of a Life Insurance Agent’s License from the Financial Services Regulatory Authority of Ontario (FSRA). FSRA has a specific Accident & Sickness examination. The Accident & Sickness restriction can be removed from a RIBO registration by submitting a copy of a current life license including Accident & Sickness or evidence of passing the Accident & Sickness examination.

Upon completion of the RIBO exam, results will be provided to you by the exam provider two weeks after your exam date. Please contact your exam provider directly for your results, not RIBO.


Additional qualification requirements for obtaining a RIBO license are detailed here.


You can register for a RIBO exam with the following exam providers:

Candidates are eligible to rewrite within the 8-month period following their first examination per exam provider. Candidates after two failed attempts are subject to an 8-month waiting period following their second failed attempt with the same service provider.


1. Before an insured can recover a loss under a fire insurance policy, it is necessary that:

a) the premium be paid
b) the policy be countersigned.
c) an insurable interest exists.
d) the insured prove that fraud had not been committed.

2. Negligence is:

  1. a) the failure to exercise the care that a reasonable person would take in a similar set of circumstances.
    b) behaving in a manner expected of a reasonable and prudent person.
    c) payment of insurance monies to a person injured by the insured persons.
    d) exercising rights under an insurance policy to recover money paid to a third person.

Correct Answers: 1 (c);  2 (a)


In addition to the resources available below, it is excellent exam preparation to study the policy forms (OAP 1: Ontario Automobile Policy Owner’s Policy & Comprehensive Homeowner, Tenant, Condominium Unit Owner Package Policy) in addition to the explanations and coverage of information in the text material.

*Please note that RIBO DOES NOT conduct courses.  For information on courses/additional study material please contact:

Insurance Brokers Association of Ontario


Become a Broker

The online and textbook self-study program is available. Please visit the IBAO website for more information.

Insurance Institute of Ontario


RIBO Level 1 Broker Course

The Insurance Institute also offers online and in person courses